Celaya Wealth Management is an independent Registered Investment Advisory firm based in Coral Gables, Florida. We offer financial planning and investment management services under our comprehensive wealth management plan (CWealth).
“Our mission is to give clients financial peace of mind”
Carlos Celaya, CFP®, President
Hi, I’m Carlos Celaya, founder and President of Celaya Wealth Management. For the last 20 years I have obtained vast knowledge and experience while working in the fields of personal finance, investment management, retirement planning, tax accounting, real estate and insurance for various institutions and boutique firms. I earned my bachelors in Finance and Accounting from Florida International University and later my CERTIFIED FINANCIAL PLANNER™ certificate (CFP®).
Like many investors, I experienced the euphoria associated with success and the reflection that comes with failure during times such as the dot-com bubble in the late 90’s and the housing crisis of the 2000’s. I ultimately realized that the “buy and hold” approach, used by most advisers, is based off a model that is ill-equipped to relieve investor anxiety in the markets. Such an approach can potentially derail many years of planning with one large market decline.
The vision of creating a firm that emphasizes personal service, understands your needs and truthfully serves as a means through which clients can achieve their goals on their time, instead of the other way around, became the driving force behind the creation of Celaya Wealth Management.
“Although my job is to help you build your wealth, my satisfaction comes from seeing you enjoy it.”
Personal experiences have also played a central role in shaping my financial philosophy. I was born in Cuba and immigrated to the U.S. at age 13. The importance of honesty, living within ones means and saving were values that were engrained in me early on by my hard-working parents. I immediately became intrigued in the world of finances, and as a teenager was anointed “financial advisor” for friends and family. I am married to my beautiful wife, Michelle, and am the proud father of two. We are passionate about traveling the world and that has become one of our life’s ambitions. I am also an avid fan of Miami’s local sports teams, both college and professional.
The reality is, especially in today’s dynamic world, most people don’t have the time, knowledge or resources to carefully plan out the various facets of an ever more complex financial system. Thus, I take great pride in advising my clients to make solid decisions with their finances so they can allocate their time and energy on the things that truly matter most to them.
Susan L. Easthope, CFP®, Financial Advisor/Planner
My career as an investment advisor began with a personal desire to achieve my own financial independence. I earned my Bachelor’s degree in Business Administration from the University of South Florida and hold FINRA Series 6 and 65 licenses. As an investment advisor, I have provided services to a large cross section of individuals and business owners with an emphasis on long-term investing for retirement needs.
After 16 years in the corporate financial advising field, I chose to pursue my CERTIFIED FINANCIAL PLANNER™ PROFESSIONAL designation to both further my education and enhance the services I could offer to individuals and business owners seeking comprehensive financial planning.
To provide effective financial advice, I believe it is necessary to bring all the aspects of a client’s financial life together. It is not enough to offer just investment advice. A solid plan, considers many aspects including tax implications, risk management, anticipated cash flow requirements, retirement and estate planning. As a CFP® professional, I help clients develop a comprehensive uniquely personal strategy, empowering them to make sound financial decisions now and into their future.
“It is my goal to provide you with the tools to become financially independent.”
As a CFP® professional, I am obligated to uphold the principles of integrity, objectivity, competence, fairness, confidentiality, professionalism and diligence in my day to day practices. I will always put client interests ahead of my own gain at all times. That is my promise.
Although I was born and raised in Miami, Florida I have spent a considerable amount of time in North Carolina, Georgia, Vermont and most recently Colorado. Along with my husband and daughter, I have traveled extensively around the world and enjoy a healthy lifestyle by practicing Yoga regularly and swimming laps in the pool.